February 2010

Ally Bank Offers ‘Raise Your Rate’ 2-Year CD

February 27, 2010

Ally Bank has introduced some pretty unique features to what are otherwise boring certificates of deposit. We’ve written before about its no-penalty CD with a 9-month term. As the name suggests, Ally Bank’s no-penalty CD lets you can withdrawal the money before the CD matures without incurring a penalty. Well, recently Ally introduced another innovative [...]

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Is Renter’s Insurance Worth the Cost?

February 26, 2010

Hoping one day soon to own a home, I have been renting apartments for the last 7+ years.  The renting first started when I moved to Miami for school and has continued well after I’ve graduated.  With my credit not in the best of shape, renting has been my only housing option and one that [...]

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Cash4Gold or Cash4Suckers?

February 25, 2010

Currently resting around $1,120 an ounce, gold continues to be a highly traded commodity, especially since the economy started it’s decline.  This means that if you own a pound of gold (16oz.), you are sitting on close to an $18,000 investment. If you’re rich enough to own a bar of gold (London Delivery Goods Bars [...]

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Insurance.com Review

February 24, 2010

Last month I had the chance to meet some folks from insurance.com. I found out that the company is based in Ohio (go Buckeyes!) so it must be a first rate organization. Anyway, as I mentioned a while ago, Nationwide recently jacked up my auto insurance rates. I’ve been a customer of Nationwide for more [...]

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Credit Karma Review

February 23, 2010

The word karma can be defined as “the effects of a person’s actions that determine his or her destiny in his next incarnation.”  Karma is most widely believed by those that follow Hinduism and Buddhism but the term credit karma is something entirely different.  Unlike future incarnations, the effects of your actions in this lifetime [...]

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How to Buy Stocks Online with Scottrade

February 22, 2010

I‘ve managed our investments for almost 20 years. With one exception, all of our investments are in mutual funds. So when I executed my first stock trade last week with Scottrade, I’m embarrassed to admit that I was a tad nervous. The funny thing is that I wasn’t nervous about the investment itself (2200 shares [...]

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Why Bank With WTDirect? I’ll Give you Seven Crazy Reasons

February 19, 2010

It’s becoming more and more difficult to find meaningful differences in online banks. With savings and CD interest rates continuing to decline, one could argue that the differences really don’t matter.  Sure, customer service is nice and an interface that is user-friendly is always a plus but when you boil right down to it, the [...]

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What is an SR-22 Form and How Do You Get One?

February 18, 2010

You might think that with tax time in full swing, an SR-22 form is another one of those obscure deduction forms you need to keep on hand in case of an audit.  Perhaps an SR-22 form is a signed affidavit allowing a piece of evidence into a jury trial?  We probably could go on all [...]

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Are Discount Health Plans a Scam?

February 17, 2010

Health insurance is expensive. And if you are shopping for individual health insurance, you know it can be really expensive. Add to that pre-existing conditions, and the price can be outright ridiculous. And that’s why the following claims can be really enticing to those looking for health insurance: Affordable Health Care Plan Pre-existing conditions? No [...]

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