January 2010

How to File Your Annual Tax Returns Online

January 13, 2010

Filing my tax returns as a teenager in the 1970′s was easy. I’d go to the post office to get the tax forms. It took me about an hour to fill them out both my state and federal returns. And then I dropped them in the mail and anxiously waited for the tax refund checks. [...]

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A Simple Yet Profitable Call Option Strategy

January 12, 2010

The other day I was talking with a good friend named Adam about options trading. Adam use to work for a pension fund, but now crunches housing data for a think tank in Washington, D.C. When it comes to investing, he is one of the smartest guys I know, and he’s done very well for [...]

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OptionsXpress Review – Online Discount Broker

January 12, 2010

A relatively unknown broker in the online space, OptionsXpress offers more to trading than their name would lead you to believe.  Founded a decade ago in 2000, OptionsXpress prides itself not only in its technology but its wide variety of educational tools to help both experienced and inexperienced investors. And since it has won awards [...]

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Welcome to the Carnival of Money Stories

January 11, 2010

It’s once again time for the Carnival of Money Stories. If you are new to carnivals, they are simply a collection of blog articles around a certain theme. As you may have guessed, the Carnival of Money Stories is about our life experiences with money. Below you’ll find my editor’s picks, followed by other great [...]

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Reader Question: How will the New Credit Card Law Affect Balance Transfer Offers

January 10, 2010

A reader recently asked whether the new credit card law that goes into effect next month will affect the richness of balance transfer offers: I was wondering what the new federal regulations/laws for credit card companies coming up in February will have on the richness of these balance transfer offers if any? Thanks! Leslie The [...]

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11 Smart Money Moves to Supercharge Your Finances

January 8, 2010

Big things come in little packages. That’s true in a lot of areas of life, and it’s certainly true when it comes to money. In fact, some of the most important and effective money moves you can make are quick, easy, and really powerful. As we start the New Year, I thought it would be [...]

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Where To Invest When You’ve Maxed Out Contributions To Retirement Accounts

January 6, 2010

Dave Ramsey espouses 7 “Baby Steps” to get your finances back on track. Step #4 is to save 15% of your income in a 401(k), IRA, or other retirement account. A reader recently asked an interesting question about what to do when his 401(k) limits his investments to 10% of his salary and he does [...]

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ShareBuilder Review – Low Cost Automatic Investing

January 5, 2010

Of all the online discount brokers that we have reviewed, is the most unique.  Acquired by ING Direct in December of 2007, ShareBuilder is not your run of the mill online discount broker.  Without the use of brokers or stock professionals in-house, ShareBuilder has still become one of the best options for consumers within the [...]

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HUD Launches Simplified Good Faith Estimate and HUD-1 Forms

January 3, 2010

Effective January 1, 2010, HUD regulations went into effect requiring lenders to use new Good Faith Estimate and HUD-1 forms in real estate transactions. As a real estate investor and home owner, I’ve had to read through my share of these forms, and they were long over due for an overhaul. The new forms are [...]

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