Everything You Ever Wanted to Know About Car Insurance

Car Insurance Limits

Insurance, is one of the more interesting financial decisions that is made each year by consumers. Whether it be auto, health, life or the many other kinds available, the options, features and pricing can be a bit overwhelming.  Essentially, you are paying insurance companies every month to protect your family, yourself, and those around you […]

Published or Updated: April 3, 2014

How to Rebalance Your Investment Portfolio

Target Asset Allocation

Rebalancing your investment portfolio is a critical component of investing. Any finely tuned asset allocation, as asset prices move up and down, will begin to deviate from your investment plan. How to rebalance your portfolio is the easy part, which we’ll get to in a minute. But first let’s talk about the difficult part of […]

Published or Updated: March 22, 2012

Cash Back Smackdown: Discover it vs. Chase Freedom

Chase Freedom 5% Cash Back Categories 2013

Recently readers have been asking me which card offers the best cash back rewards, Discover it or Chase Freedom Visa – $100 Bonus Cash Back. Since I carry both and have used their cash rewards, it seemed like a great question to address. At first glance, it would seem that the two cards are about […]

Published or Updated: April 25, 2014

When (if ever) Should You Walk Away From a Mortgage

A reader asks whether he should walk away from his mortgage Recently a reader e-mailed me asking whether he should walk away from his mortgage. In 2007, he bought a condo with no money down on a 5-year adjustable rate mortgage, and the property is now worth $25,000 less than he owes. Although he can […]

Published or Updated: October 19, 2011

How to Walk Out of Vegas a Winner. Seriously.

Red Dice

Every year, millions of people flood the strip of Las Vegas with a dream that their life could change for the better if they come out winning big. With the Affiliate Summit (a conference for bloggers), which is held in Las Vegas about a month away, there’s a very good chance I will be one […]

Published or Updated: April 20, 2011

8 Secret Credit Scores Creditors Use to Monitor You

Spend on Life

You already know about your FICO credit score, which helps lenders determine your creditworthiness and is based on the information found in your credit reports. But there are other types of consumer scores out there that are relatively unknown – but which can affect you tremendously. Lenders formulate these secret scores for you based on a […]

Published or Updated: March 22, 2012

Citibank’s Student Promotion For The Holidays

Citi mtvU Post

From now until January 15th 2010, students approved for either the Citibank mtvU Platinum Select Card or the Citi Student Forward Card can earn an addition 3,600 bonus points.  Accumulating bonus points is easy, as explained below. With all of the different ways to accumulate rewards points, it can be confusing to see what the […]

Published or Updated: September 13, 2010

Powerful Internet Marketing for Small Businesses–A Case Study

Fisher Group, LLC

When I started this site back in 2007, I had never heard of Internet Marketing. I had no clue how search engines worked. I couldn’t build a website to save my life. But hour by painstaking hour I learned. Fast forward to 2009, and I’ve found myself talking to small business owners (franchisees, home-based business […]

Published or Updated: December 2, 2009