December 2009

Everything You Ever Wanted to Know About Car Insurance

December 18, 2009

Insurance, is one of the more interesting financial decisions that is made each year by consumers. Whether it be auto, health, life or the many other kinds available, the options, features and pricing can be a bit overwhelming.  Essentially, you are paying insurance companies every month to protect your family, yourself, and those around you [...]

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American Express Charge Cards

December 17, 2009

American express charge cards offer the convenience and security of a credit card, without the interest charges and over limit fees. Unlike a traditional credit card, charge cards must be paid in full each month. In this way, there are never interest charges, and your credit limit is set based on your purchasing history. American [...]

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How to Find a “Good” Bad Credit Credit Card

December 15, 2009

A reader recently asked me about credit cards for people with poor credit. With a credit score in the 560 range, this person was having problems getting a more traditional credit card. And to make matters worse, without access to reasonable credit, it was difficult to improve his credit score at a reasonable cost. In [...]

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How to Rebalance Your Investment Portfolio

December 15, 2009

Rebalancing your investment portfolio is a critical component of investing. Any finely tuned asset allocation, as asset prices move up and down, will begin to deviate from your investment plan. How to rebalance your portfolio is the easy part, which we’ll get to in a minute. But first let’s talk about the difficult part of [...]

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Cash Back Smackdown: Discover More vs. Chase Freedom

December 14, 2009

Recently readers have been asking me which card offers the best cash back rewards, Discover More or Chase Freedom Visa – $100 Bonus Cash Back. Since I carry both and have used their cash rewards, it seemed like a great question to address. At first glance, it would seem that the two cards are about [...]

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When (if ever) Should You Walk Away From a Mortgage

December 11, 2009

A reader asks whether he should walk away from his mortgage Recently a reader e-mailed me asking whether he should walk away from his mortgage. In 2007, he bought a condo with no money down on a 5-year adjustable rate mortgage, and the property is now worth $25,000 less than he owes. Although he can [...]

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How to Walk Out of Vegas a Winner. Seriously.

December 9, 2009

Every year, millions of people flood the strip of Las Vegas with a dream that their life could change for the better if they come out winning big. With the Affiliate Summit (a conference for bloggers), which is held in Las Vegas about a month away, there’s a very good chance I will be one [...]

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8 Secret Credit Scores Creditors Use to Monitor You

December 8, 2009

You already know about your FICO credit score, which helps lenders determine your creditworthiness and is based on the information found in your credit reports. But there are other types of consumer scores out there that are relatively unknown – but which can affect you tremendously. Lenders formulate these secret scores for you based on a [...]

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12 Small Business Start-Up Ideas

December 4, 2009

How many times have you heard someone say, “I really wish that I could quit my job and start my own business?” Chances are that you have heard quite a few people make that remark. In fact, maybe you say that to yourself all the time! It’s quite common to get fed up with being [...]

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