5 Reasons Why You Are Not Wealthy

Ever see that person driving around in the nice luxury car and wonder why you don’t have one like that? Or you can’t understand why your home isn’t as nice as the one across town? Maybe you can’t figure out how you have so many bills to pay and so little to show for it […]


Orchard Bank Credit Cards Review

Important Update: Capital One has acquired Orchard Bank, and the Orchard Bank credit cards are no longer available. We do list, however, the best secured credit cards and the best cards for poor credit. Recently I’ve been receiving e-mails and comments asking about how one can get a credit card with bad credit, no credit, […]


Don’t Be Tempted By The Glitter Of Gold

There can be no mistaking that gold is once again in vogue.  There are so many commercials on late night television with celebrity endorsements trying to convince you to buy gold coins or telling you that you can make a fortune by selling your scrap gold.  But the only people who are actually making money […]


How to Tell if a Credit Card Number is a Fake

Have you ever taken all of your credit cards, spread them out on a coffee table and noticed patterns in the 16 digit numbers?  Well, neither have I. But believe it or not, there is a way to verify if the credit cards you hold in your wallet are the real deal or phony bologna. […]


Discount Brokers that Pay Interest on Cash

A reader recently asked which low cost stock brokers pay the highest interest rates on cash. This question is particularly important if you plan to have a fair amount of cash in your brokerage account. And the interest rates paid by brokers on cash balances vary considerably. Some brokers don’t pay any interest, while others […]


10 Simple Steps to Buying a Car or Truck on eBay.

For someone who is prepared, buying a vehicle on eBay can be a financially responsible decision.  For those who are unprepared, it can be a very scary, very disastrous move.  Four years ago, I purchased a 2003 Ford Mustang with 23,000 miles from a dealer in Florida on eBay and the car runs just as […]