Does Applying for a Balance Transfer Offer Affect Your Credit Score?

Balance Transfer & Credit Score Simulator

About two weeks ago, I signed up for GoFreeCredit. With this program you get access to your credit scores from TransUnion, Experian, and Equifax. I had recently signed up for myFICO’s free credit score program, and I wanted to compare the two. One thing that I immediately noticed was just how many credit cards I […]

Published or Updated: March 22, 2012

Redbox Review – Can It Compete With Blockbuster and Netflix?

redbox

Redbox Automated Retail LLC began its quest to provide cheap and easily rented DVD’s in 2004 when it opened a couple dozen kiosk locations in Denver, Colorado.  Owned and operated by McDonalds, Redbox was initially placed within fast food locations as a quick and cheap way to rent a DVD.  Simply swipe your credit or […]

Published or Updated: October 29, 2009

5 Practical Ways Anybody Can Become a Millionaire

Perhaps the most frequently asked question in all of personal finance is this–How do you become a millionaire? Although we often focus on the idea of becoming a millionaire, there’s really a different question lurking just below the surface–How do you become financially independent? It’s financial independence that we are really seeking, although for most […]

Published or Updated: March 30, 2012

Insider Trading Doesn’t Have To Be Illegal

insider_trading

Six high profile employees of hedge funds, IBM, Intel and the consulting firm McKinsey were arrested for insider trading.  The case against them stems from a 2007 earnings report released by Google in which quarter profits were lower than expected.  It would seem that someone at Google released this information a little ahead of time, […]

Published or Updated: April 3, 2014

The Best Cash Back Debit Card

PerkStreet Financial Checking Account

When you think of cash back cards, you probably think of credit cards, not debit cards. With the interchange fees that merchants pay to credit card issuers, the card companies can afford to payout some of the fees in the form of cash rewards. But with debit card transactions, the same interchange fees don’t apply. […]

Published or Updated: March 22, 2012

Is Your 4 Year Old Taking Advantage of the $8,000 Home Buyer Tax Credit?

Tax Buyer Credit Image

One of the key provisions of the $787 billion stimulus package passed by Congress early this year is the $8,000 First Time Home Buyer Tax Credit.  With real estate in the tank, the United States government thought a great way to stimulate the economy and the housing market would be to offer a one time […]

Published or Updated: October 27, 2009

The DoughRoller Weekly Roundup (Zecco $50,000 Practice Forex Account Edition)

In addition to being one of the best discount brokers out there, Zecco has developed a pretty sweet platform for Forex trading.  If you’re not familiar with Forex trading and enjoy playing around with cool technology, Zecco will provide you a mock trading account with $50,000 in virtual currency.  With real-time quotes, it’s the perfect […]

Published or Updated: April 9, 2014

Blockbuster Review – Online and Brick and Mortar Style

Blockbuster JPeg

Blockbuster Inc., a pioneer in video rentals, developed an extremely sound business model in the mid 1980’s.  Buy VHS movies at bulk rates, rent them out to the public and after two or three rentals rake in the monster profits.  Without competition from other major rental chains like the Internet or satellite and cable T.V […]

Published or Updated: April 16, 2011

SEP IRA Contribution Limits (2014)

Scottrade Banner 3

A few years ago I set up an SEP IRA, a retirement account designed for self-employed individuals and owners of small businesses. Frankly, it’s one of the best kept secrets for the self-employed. An SEP IRA works similar to a traditional IRA or 401(k). Contributions are generally 100% tax deductible, and investments grow tax deferred. Withdrawals […]

Published or Updated: July 30, 2014