Does Applying for a Balance Transfer Offer Affect Your Credit Score?

About two weeks ago, I signed up for GoFreeCredit. With this program you get access to your credit scores from TransUnion, Experian, and Equifax. I had recently signed up for myFICO’s free credit score program, and I wanted to compare the two. One thing that I immediately noticed was just how many credit cards I […]


Redbox Review – Can It Compete With Blockbuster and Netflix?

Redbox Automated Retail LLC began its quest to provide cheap and easily rented DVD’s in 2004 when it opened a couple dozen kiosk locations in Denver, Colorado.  Owned and operated by McDonalds, Redbox was initially placed within fast food locations as a quick and cheap way to rent a DVD.  Simply swipe your credit or […]


5 Practical Ways Anybody Can Become a Millionaire

Perhaps the most frequently asked question in all of personal finance is this–How do you become a millionaire? Although we often focus on the idea of becoming a millionaire, there’s really a different question lurking just below the surface–How do you become financially independent? It’s financial independence that we are really seeking, although for most […]


Insider Trading Doesn’t Have To Be Illegal

Six high profile employees of hedge funds, IBM, Intel and the consulting firm McKinsey were arrested for insider trading.  The case against them stems from a 2007 earnings report released by Google in which quarter profits were lower than expected.  It would seem that someone at Google released this information a little ahead of time, […]


The Best Cash Back Debit Card

When you think of cash back cards, you probably think of credit cards, not debit cards. With the interchange fees that merchants pay to credit card issuers, the card companies can afford to payout some of the fees in the form of cash rewards. But with debit card transactions, the same interchange fees don’t apply. […]


Is Your 4 Year Old Taking Advantage of the $8,000 Home Buyer Tax Credit?

One of the key provisions of the $787 billion stimulus package passed by Congress early this year is the $8,000 First Time Home Buyer Tax Credit.  With real estate in the tank, the United States government thought a great way to stimulate the economy and the housing market would be to offer a one time […]