The Great Debate: 30-Year Mortgage vs. 15-Year Mortgage

opennow-on

Among the many personal finance debates, the 30-year versus 15-year mortgage is always high on the list. In one corner you have the interest savers who swear by the 15-year mortgage (think Dave Ramsey), and in the other corner you have the lower payment folks who swear by the flexibility of a 30-year mortgage. We’re […]

Published or Updated: April 6, 2013

An Overview of Medicaid Insurance

medicaid

Good health is important to everyone and these days health insurance is a necessity that you can’t afford to be without. If you can’t afford to pay for health insurance right now, you might be eligible for Medicaid. Medicaid can make it possible for you to get the care you need to get healthy and […]

Published or Updated: June 5, 2011

Everbank Offers High Yield Money Market and Checking Accounts

EverBank is offering a bonus rate of 2.01% APY for the first three months on all new money market accounts and checking accounts. After the three-month bonus period, the APY is still an industry leading rate of about 1.50%. EverBank also offers what it calls Yield Pledge, which is its guarantee to keep the yield […]

Published or Updated: August 17, 2011

Get $200 plus Free Business Checking from Chase

free-chase-business-checking

Important Update: This offer from Chase is no longer available. Please visit our complete listing of free online checking accounts for current ofers. Chase is now offering its business credit card customers a pretty good deal on business checking. Get $200 when you open a qualifying Chase Business Checking account, which comes with the following […]

Published or Updated: March 24, 2014

Freecreditreport.com Versus Annualcreditreport.com–Where to get your free credit report

Warning–this is a trick question. If you want a free copy of your credit report, should you go to www.annualcreditreport.com or www.freecreditreport.com? While the answer would seem “obvious,” it turns out it’s not. For the quick answer, www.annualcreditreport.com is the government mandated site where you can get your free credit report each year from the […]

Published or Updated: April 3, 2014

Discover Bank Adds No Penalty CD and High Yield Savings Account

discover-bank-12-month-penalty-free-cd

Discover Bank has recently added two products to their line-up: a no-penalty CD and a high yield savings account. Both are worth considering as they offer some of the best interest rates currently available. Here are some of the details on each. Discover Bank No Penalty CD Discover Bank’s 12-month no penalty CD is designed […]

Published or Updated: April 6, 2013