How to Read a HUD-1 Settlement Statement

If you are about to purchase or refinance a home, then you will be faced with the task of reading and understanding a HUD-1 Settlement Statement. A HUD-1 Settlement Statement is provided by a mortgage lender or broker as required by the Real Estate Settlement Procedures Act (RESPA). The HUD-1 itemizes the costs and fees […]


Meet The Young Entrepreneur–Alex Frais

The other day a fellow personal finance blogger, Jeff from Good Financial Cents, mentioned a young blogger (just turned 16) who had started a business designing blogs and websites. Jeff posted a link to the young man’s website, and so I spent some time checking out his work. Self described as a young entrepreneur, Alex […]


How to Install and Use a Firefox Add-on

Firefox Add-ons are free pieces of code that enable you to extend and customize Firefox. There are literally thousands of Add-ons available from the Mozilla website, and many of them can help you manage your money, comparison shop, and invest smarter. So I thought I’d put together a short video to show how to install […]


The Great Debate: 30-Year Mortgage vs. 15-Year Mortgage

Among the many personal finance debates, the 30-year versus 15-year mortgage is always high on the list. In one corner you have the interest savers who swear by the 15-year mortgage (think Dave Ramsey), and in the other corner you have the lower payment folks who swear by the flexibility of a 30-year mortgage. We’re […]


An Overview of Medicaid Insurance

Good health is important to everyone and these days health insurance is a necessity that you can’t afford to be without. If you can’t afford to pay for health insurance right now, you might be eligible for Medicaid. Medicaid can make it possible for you to get the care you need to get healthy and […]


Everbank Offers High Yield Money Market and Checking Accounts

EverBank is offering a bonus rate of 2.01% APY for the first three months on all new money market accounts and checking accounts. After the three-month bonus period, the APY is still an industry leading rate of about 1.50%. EverBank also offers what it calls Yield Pledge, which is its guarantee to keep the yield […]