LendingClub’s LendingMatch: An Easy Way to Invest in P2P Loans (Video)

With interest rates so low on CDs and savings accounts, I’ve been more and more focused on investing in p2p loans on LendingClub. Starting this month, I’m adding $100 to $200 a month to my account, and investing it in new loans. To make this process simple, I use a LendingClub tool called LendingMatch. LendingMatch […]

Published or Updated: June 7, 2011

Balance Transfer Smackdown: 0% for 6 Months vs. 3.99% for 12 Months

0% balance transfer offers are becoming harder and harder to find. In part due to the passage of the Credit Card Act of 2009, the length of 0% offers has diminished, while balance transfer fees have gone up. Earlier this year, it was easy to find a 0% balance transfer offer for 12 months, for […]

Published or Updated: March 24, 2014

Changing Jobs? Should You Borrow to Repay a 401k Loan?

One of the features of many 401k retirement plans is that you can borrower money from your own account. While 401k plans are not required to permit plan participants to take out loans, many plans do. Much has been written about the pros and cons of 401k loans. One of the potential drawbacks comes into […]

Published or Updated: December 8, 2011

Get Cheap College Textbooks Online with CourseSmart.com

coursesmart

Having spent 7 years in college and law school, I can testify to the fact that there are three major problems with college textbooks: (1) they require the harvesting of a lot of trees to produce, (2) they are a pain to cart around, and (3), they cost a fortune. At least one company, CourseSmart.com, […]

Published or Updated: May 11, 2011

A Free Resume Template Site from Microsoft

office-resume-templates

Trying to create a resume from scratch can be a real chore, particularly if you’ve just been laid off. We’ve written in the past about free resume templates that can help you develop a professional looking resume. Microsoft has updated its site that provides literally hundreds of free resume samples and templates. And the site […]

Published or Updated: October 28, 2012

Will the ‘Real’ FICO Credit Score Please Stand Up

GoFreeCredit

Earlier this week we took a look at how to get your free credit score from myFICO. Operated by the Fair Isaac Corporation, the creator of the FICO credit score, it offers consumers a free credit report and FICO credit score when they sign-up for a 30-day trial of Score Watch. The FICO credit score […]

Published or Updated: March 22, 2013

How to Read a HUD-1 Settlement Statement

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If you are about to purchase or refinance a home, then you will be faced with the task of reading and understanding a HUD-1 Settlement Statement. A HUD-1 Settlement Statement is provided by a mortgage lender or broker as required by the Real Estate Settlement Procedures Act (RESPA). The HUD-1 itemizes the costs and fees […]

Published or Updated: March 13, 2013

Meet The Young Entrepreneur–Alex Frais

blogussion

The other day a fellow personal finance blogger, Jeff from Good Financial Cents, mentioned a young blogger (just turned 16) who had started a business designing blogs and websites. Jeff posted a link to the young man’s website, and so I spent some time checking out his work. Self described as a young entrepreneur, Alex […]

Published or Updated: April 3, 2014

How to Install and Use a Firefox Add-on

Firefox Add-ons are free pieces of code that enable you to extend and customize Firefox. There are literally thousands of Add-ons available from the Mozilla website, and many of them can help you manage your money, comparison shop, and invest smarter. So I thought I’d put together a short video to show how to install […]

Published or Updated: April 20, 2011