June 2009

Ways to Reduce Your Car Insurance Bill

June 30, 2009

Yesterday I witnessed a car accident. I was headed to work on a two lane road, when I heard the car that had just passed me going the other way lay on the horn. In the rear view mirror, I saw the car smack into an SUV that had pulled out in front of it. [...]

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401k Layoff Trap

June 29, 2009

I was surpirsed at the “Borrow from your 401k” suggestion. While it’s true that it’s better than cashing out, so many people are being laid off unexpectedly. When this happens, it must all be paid back or considered a cash-out, which comes at a time when people are least able to repay because they just [...]

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A Big List of 0% APR Credit Card Offers

June 26, 2009

In part due to the new credit card law that goes into effect next year, 0% APR intro credit cards have become harder and harder to find. Whether you are looking for 0% APR on balance transfers or trying to find a no interest card for purchases, there are a lot fewer 0% into credit [...]

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Rising Rate CDs Are Like Fine Wine, They Get Better With Age

June 25, 2009

A rising rate CD, as the name suggests, is a certificate of deposit in which the interest rate can go up during the term of the CD. There are two types of rising rate CDs. In the first type, if interest rates go up during the term of the loan, you have the option to [...]

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How to Bring “Shock and Awe” to Your Monthly Bills

June 24, 2009

Fact: Many of us are spending more than we should on things like insurance, cable, telephone service, and utilities. Fact: Many of us have not tried to lower these monthly bills in the last year, if ever. Fact: Many of us could save hundreds of dollars a month by taking a few simple steps. Do [...]

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Price Protectr: Automate Comparison Shopping with this Free Tool

June 20, 2009
Thumbnail image for Price Protectr: Automate Comparison Shopping with this Free Tool

Did you ever wonder if you were getting the best price for something you buy online? There are a number of tools that will help answer that question, and even watch the Internet for a better deal. Price Protectr is one of those tools, and it’s really easy to use. Once you find what you [...]

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How is the Dow Calculated?

June 19, 2009

Recently, Travelers and Cisco replaced GM and Citigroup as part of the Dow Jones Industrial Average Index (DJIA). When it became clear that GM and Citigroup’s days on the Dow were numbered, people began speculating which companies would take their place. Because there are no set rules on what companies will make up the Dow, [...]

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The Run Down on Athletic Scholarships and Tips to Receiving One

June 18, 2009

The most competitive and well known athletic awards are the NCAA scholarships. Unfortunately, only a small percentage of high school athletes are talented enough to participate at such a level. The good news is there are other national athletic organizations that provide scholarships such as the NAIA and NJCAA. If you are willing to compete [...]

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Weighing Health Insurance Costs: Co-Insurance vs. Co-Pay vs. Deductible

June 17, 2009

Individual health insurance plans can be costly, complex and downright confusing. Navigating the world of co-insurance, co-pays and deductibles becomes a difficult task when it comes to choosing insurance plans that are not prepackaged and backed by an employer. Many self-employed individuals and those who work for employers that do not provide health insurance spend [...]

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