May 7, 2009
Dave Ramsey’s Baby Steps to financial peace have become a popular way to get control of finances. In case you’re not familiar with the Dave Ramsey approach to money, here are the 7 Baby Steps: $1,000 to start an Emergency Fund Pay off all debt using the Debt Snowball 3 to 6 months of expenses [...]
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May 6, 2009
Unfortunately, for many consumers getting access to credit is not getting easier, it’s getting tougher. Getting access to credit cards, in particular, has gotten much tougher as credit card lending standards have been getting very tight. The most recent Loan Officer survey from the Federal Reserve revealed that nearly 60% of all credit card issuers [...]
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