May 2009

Credit Card Legislation: The ‘Winners’ and ‘Losers’ May Surprise You

May 20, 2009
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Conventional wisdom in and around Washington, D.C. is that the credit card legislation that passed the Senate yesterday is a big win for consumers. On an overwhelming majority of 90-5, the measure passed the Senate and is on its way to the White House. Rep. Carolyn Maloney, D-N.Y., who had sponsored a similar measure that [...]

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Treat Your Personal Finances Like A Business

May 19, 2009

This is a guest post from Pinyo, the author of Moolanomy Personal Finance. His blog covers a wide variety of personal finance topics including income building, smart spending, investing, and financial planning. If you like this article, please consider subscribing to his blog. What are the three most important numbers in the business world? While [...]

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Review: 10,001 Ways to Live Large on a Small Budget

May 18, 2009
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Writing a book about ways to save money is tricky business. While some folks wash a zip-lock bag to reuse it, others feel a sense of accomplishment when they limit take-out to three times a week. How do you appeal to both crowds? The truth is, you don’t. But what you try to do is [...]

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Wicked Cool Debt Reduction Calculator (and it’s free!)

May 16, 2009
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This week I stumbled upon a really useful (and free) debt reduction calculator. It’s built using Excel, and it can be used with either Excel or Open Office (a free suite of office software). I’ve been using it all week, trying to figure out when we’ll be debt free. I can personally vouch for the [...]

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Starwood Preferred Guest Credit Card from American Express Review

May 15, 2009

With the vacation season fast approaching, it is a good time to review one of the highest rated travel rewards credit cards available – Starwood Preferred Guest® Credit Card from American Express. With the Starwood Preferred Guest® Credit Card from American Express, cardholders can earn Starpoints faster than with any other card. From up to [...]

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Should You Stop Saving for Retirement to Pay Off Debt?

May 14, 2009
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Last week I published an article called Dave Ramsey Unleashed. I learned long ago that any post about Dave Ramsey will receive a passionate response from readers. Those that follow his financial teachings do so with “gazelle like intensity,” as Dave would say. One response that I received in both comments and email is that [...]

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Lies, Damn Lies, and Personal Finance

May 12, 2009
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A co-worker recently sent me an article written by Helaine Olen entitled, The End of Personal Finance–Decades of advice turn out to be so much garbage. Published on Slate’s The Big Money site, the article received kudos from an unlikely source, BoingBoing.net, in a guest post written by Douglas Rushkoff, author of Life, Inc. due [...]

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Guess What Balance Transfer Credit Cards Are ‘Up To’

May 11, 2009
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In the past, some of the key terms for 0% balance transfer credit cards have been the balance transfer fee and the duration of the no interest rate introductory period. Recently, however, a new and important term has crept into balance transfer offers. The term is “up to.” While it may seem innocent enough, the [...]

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Zecco Online Stock Trading for Free

May 10, 2009
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Zecco Trading is the online discount broker best known for giving away 10 free trades each month. But low cost is not the only thing Zecco offers. Zecco also offers powerful investing tools, a community for like-minded investors to share their portfolios and investing tips, and great customer service. We’ll cover all of these features, [...]

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