Credit Card Fees and Fine Print – What’s in your wallet?

credit card fees

Credit card companies are masters of marketing. From cash back to travel rewards, and 0% introductory rates to gas rebates, credit card companies have turned a once fledgling industry (remember MasterCharge?) into a multi-billion dollar juggernaut. While taking advantage of credit card rewards can be a financial boon, care must be taken that fees and […]

Published or Updated: March 24, 2014

SEO Copywriting – How to Get Your Article to the Top of Google

seo copywriting

SEO copywriting is the art and science of writing articles that rank well in search engines for the keyword phrase you are targeting. It’s a science in that search engines use complex algorithms to rank the search results when a web surfer types in a keyword phrase. While search engines like Google do not publicize […]

Published or Updated: March 30, 2012

My Investments and Online Income (June 2008)

investment online income update

June 2008 was a difficult month for the stock market. Along with the market, my investments were down significantly. For the year my investment portfolio is down about 10%. On the bright side, my online income held steady. Here are all the details of both my investments and online income.

Published or Updated: March 23, 2012

Do you change your investment strategy in a falling market?

lose money in falling market

I read with dismay the following from an “investment professional” in yesterday’s Washington Post: Now is not the time to drink the “buy and hold” investment strategy Kool-Aid. Be conservative, limit your risk–and sleep well knowing your investment principal is not going to continue to decline. The comment was in response to the following hypothetical […]

Published or Updated: July 19, 2014

Anatomy of an Optimized WordPress Blog

Optimized Wordpress blog

Building an optimized WordPress blog is a critical step to making money online. Whether you intend to build a mini site focused on a narrow topic, an authority blog that covers a broad range of subjects, or a site to promote your small business, creating a site architecture that search engines will love is a […]

Published or Updated: August 29, 2013

Roth 401k — Why these retirement plans may be bad for your wealth

roth-401k

Let’s get right to the point. Saving for retirement in a Roth 401k likely will leave you with less money in retirement than if you had invested in a traditional 401k. There are some exceptions to this rule. For example, a Roth 401k may be the right choice if you make more than $1 million […]

Published or Updated: March 23, 2012

0% Balance Transfer for 15 Months

CitiPlatinumSelectCard

Update: The Citi® Platinum Select® MasterCard® use to offer a 0% balance transfer for 15 months. Now the offer is even better. Citi now offers 0% on balance transfers for 18 months and 0% on purchases for 12 months. This is by far the best balance transfer deal currently available. You can check out full […]

Published or Updated: February 16, 2013

Vanguard Total World Stock Index Fund (VTWSX)

Vanguard recently launched an index mutual fund designed to track the performance of the FTSE All-World Index, a benchmark of approximately 2,900 stocks in 47 countries. With the introduction of Vanguard’s Total World Stock Index Fund (VTWSX), investors can now mimic the world market in a single fund. Much like the convenience of target date […]

Published or Updated: February 14, 2013