July 2008

Credit Card Fees and Fine Print – What’s in your wallet?

July 24, 2008

Credit card companies are masters of marketing. From cash back to travel rewards, and 0% introductory rates to gas rebates, credit card companies have turned a once fledgling industry (remember MasterCharge?) into a multi-billion dollar juggernaut. While taking advantage of credit card rewards can be a financial boon, care must be taken that fees and [...]

Read the full article →

SEO Copywriting – How to Get Your Article to the Top of Google

July 20, 2008

SEO copywriting is the art and science of writing articles that rank well in search engines for the keyword phrase you are targeting. It’s a science in that search engines use complex algorithms to rank the search results when a web surfer types in a keyword phrase. While search engines like Google do not publicize [...]

Read the full article →

HUD Homes–Saving Big Money with HUD Foreclosures

July 9, 2008

If you are in the market to buy your first or next home, a HUD home could potentially save you tens of thousands of dollars on the purchase price. While buying a HUD Home can save you a lot of money, there are some things to watch out for. In this article we’ll cover the [...]

Read the full article →

My Investments and Online Income (June 2008)

July 8, 2008

June 2008 was a difficult month for the stock market. Along with the market, my investments were down significantly. For the year my investment portfolio is down about 10%. On the bright side, my online income held steady. Here are all the details of both my investments and online income.

Read the full article →

Do you change your investment strategy in a falling market?

July 7, 2008

I read with dismay the following from an “investment professional” in yesterday’s Washington Post: Now is not the time to drink the “buy and hold” investment strategy Kool-Aid. Be conservative, limit your risk–and sleep well knowing your investment principal is not going to continue to decline. The comment was in response to the following hypothetical [...]

Read the full article →

Anatomy of an Optimized WordPress Blog

July 5, 2008

Building an optimized WordPress blog is a critical step to making money online. Whether you intend to build a mini site focused on a narrow topic, an authority blog that covers a broad range of subjects, or a site to promote your small business, creating a site architecture that search engines will love is a [...]

Read the full article →

Roth 401k — Why these retirement plans may be bad for your wealth

July 3, 2008

Let’s get right to the point. Saving for retirement in a Roth 401k likely will leave you with less money in retirement than if you had invested in a traditional 401k. There are some exceptions to this rule. For example, a Roth 401k may be the right choice if you make more than $1 million [...]

Read the full article →

0% Balance Transfer for 15 Months

July 1, 2008

Update: The Citi® Platinum Select® MasterCard® use to offer a 0% balance transfer for 15 months. Now the offer is even better. Citi now offers 0% on balance transfers for 18 months and 0% on purchases for 12 months. This is by far the best balance transfer deal currently available. You can check out full [...]

Read the full article →

Vanguard Total World Stock Index Fund (VTWSX)

July 1, 2008

Vanguard recently launched an index mutual fund designed to track the performance of the FTSE All-World Index, a benchmark of approximately 2,900 stocks in 47 countries. With the introduction of Vanguard’s Total World Stock Index Fund (VTWSX), investors can now mimic the world market in a single fund. Much like the convenience of target date [...]

Read the full article →