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How to Make, Manage and Invest Money in an Online World

Credit Card Fees and Fine Print–What’s in your wallet?

Written by DR

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credit card feesCredit card companies are masters of marketing. From cash back to travel rewards, and 0% introductory rates to gas rebates, credit card companies have turned a once fledging industry (remember MasterCharge?) into a multi-billion dollar juggernaut. While taking advantage of credit card rewards can be a financial boon, care must be taken that fees and default interest rates do not ensnare us. In this article we will take a look at those fees and interest rates from a popular credit card–the Discover More Card, Wildlife Edition. Credit Card Fees (con't)

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SEO Copywriting–How to Get Your Article to the Top of Google

Written by DR

seo-copywritingSEO copywriting is the art and science of writing articles that rank well in search engines for the keyword phrase you are targeting. It’s a science in that search engines use complex algorithms to rank the search results when a web surfer types in a keyword phrase. While search engines like Google do not publicize their ranking formulas, trial and error allows us to have a very good understanding of how these algorithms work.

SEO copywriting is an art in that the article must read exquisitely for the human reader, too, not just Google’s complex mathematical formulas. In this article, we will examine the elements of effective search engine optimization copywriting. And we will use this article as our SEO template. SEO Copywriting (con't)

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How to Turn Gift Cards into Cash

Written by DR

cash gift cardsDid you ever receive a gift card to a store where you never shop? Or have you ever had a gift card to a store that filed for bankruptcy, like Sharper Image? When a retailer files for chapter 7 bankruptcy, gift card holders get in line with every other unsecured creditor. What does that mean? It means you can kiss the value of your gift card goodbye. One solution is to run out and spend the gift card if you hear the retailer is in financial turmoil. But there is another solution. Read the rest

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HUD Homes–Saving Big Money with HUD Foreclosures

Written by DR

If you are in the market to buy your first or next home, a HUD home could potentially save you tens of thousands of dollars on the purchase price.

HUD Homes

While buying a HUD Home can save you a lot of money, there are some things to watch out for. In this article we’ll cover the basics of buying a HUD foreclosure home and some tips on getting the lowest price possible. Read the rest

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My Investments and Online Income (June 2008)

Written by DR

June 2008 was a difficult month for the stock market. Along with the market, my investments were down significantly. For the year my investment portfolio is down about 10%. On the bright side, my online income held steady.

investment online income update

Here are all the details of both my investments and online income. Read the rest

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