10 Online Budget Tools

There are a lot of free online budget tools available to help you manage your money. As you know from previous posts, spending less than you make is the most important habit to develop if you’re seeking some degree of financial freedom. Along with good advice from readers and other bloggers, I’ve assembled a growing […]


55 Painless Money Saving Tips

Last week I wrote about ways to develop the habit of spending less than you make. To continue that topic, here are some practical and painless money saving tips to help you save some cash each month. I’d like to get the number of tips to at least 101, so if you have some money-saving […]


What A Financially Painful Childhood Can Teach You about Money

I recently read a reader comment posted on Money, Matter and More Musings that sparked some controversy – it seemed to imply that most personal finance bloggers were rich and didn’t have any major financial obstacles in their life. I read this and thought the reader was describing me. My wife and I have gone […]