Service Beacon: A Free Online Tool to Track Your Car’s Maintenance Schedule and History

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This week my colleagues and I in the M-Network are writing about the personal finance implications of owning a car. You’ll find posts on whether to buy a new or used car (@ Paid Twice, @ Gather Little By Little), how many cars to own (@ plonkee money), how to buy a car (@ Being […]

Published or Updated: April 21, 2014

Slow Motion Retirement (or Retire Early, Retire Often)

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Traditional retirement is so 1990s. Work hard until you’re 65+ and then stop working cold turkey. Why? Where’s the balance in that approach to your working years and your golden years? Why not ease into retirement beginning much sooner than 65? You’ll get to enjoy more free time earlier in life while continuing to generate […]

Published or Updated: May 17, 2014

Don’t Forget to Get Your Free Credit Report

Reading through Money Magazine this month (I won a subscription from ChristianPF, a member of the M-Network), I was reminded that I was due for my free annual credit report. Requesting your report is easy. Simply go to www.annualcreditreport.com: From this site you can request annually a free credit report from each of the three […]

Published or Updated: April 21, 2014

Did Michelle Singletary Go Too Easy On Mr. Richie Rich?

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Michelle Singletary writes a weekly column for the Washington Post called The Color of Money. I’ve always enjoyed her writing because I find it to be so practical. Yesterday she wrote an article called, Too Rich To Be Poor-Mouthing, which discussed her readers’ reactions to a couple struggling to save a little extra on a […]

Published or Updated: April 21, 2014

Find Out If You’re On Track To Retire Early

Money Magazine this month published a chart that quickly tells you if you’re on track to retire at age 60. If you hope to retire at age 60, your savings should equal this number times your salary: The chart assumes a 35-year retirement at age 60 with 80% of pre-retirement income. It also assumes social […]

Published or Updated: May 17, 2014

10 Online Budget Tools

10 Online Budget Tools

There are a lot of free online budget tools available to help you manage your money. As you know from previous posts, spending less than you make is the most important habit to develop if you’re seeking some degree of financial freedom. Along with good advice from readers and other bloggers, I’ve assembled a growing […]

Published or Updated: May 17, 2014

A Simple Approach to Budgeting

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I hate budgeting. I’ve tried using envelopes, Mvelopes, Quicken, and fancy spreadsheets and the results are always the same. I start off strong, but within a few weeks I lose interest in the time-consuming chore that budgeting can be. The problem is that I still need to manage my money. I confronted this problem about […]

Published or Updated: May 24, 2014

55 Painless Money Saving Tips

Painless Money Saving Tips

Last week I wrote about ways to develop the habit of spending less than you make. To continue that topic, here are some practical and painless money saving tips to help you save some cash each month. I’d like to get the number of tips to at least 101, so if you have some money-saving […]

Published or Updated: July 24, 2014

How to Develop the Habit of Spending Less Than You Make

If I could write just one thing about achieving financial freedom, it would be this–spend less than you make. Like all habits that lead to financial freedom, spending less than you make is simple to understand, but hard to follow. For some reason, we always want more. At times in my life I’ve made very […]

Published or Updated: May 24, 2014