November 2007

Service Beacon: A Free Online Tool to Track Your Car’s Maintenance Schedule and History

November 14, 2007

This week my colleagues and I in the M-Network are writing about the personal finance implications of owning a car. You’ll find posts on whether to buy a new or used car (@ Paid Twice, @ Gather Little By Little), how many cars to own (@ plonkee money), how to buy a car (@ Being [...]

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Slow Motion Retirement (or Retire Early, Retire Often)

November 13, 2007

Traditional retirement is so 1990s. Work hard until you’re 65+ and then stop working cold turkey. Why? Where’s the balance in that approach to your working years and your golden years? Why not ease into retirement beginning much sooner than 65? You’ll get to enjoy more free time earlier in life while continuing to generate [...]

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Don’t Forget to Get Your Free Credit Report

November 12, 2007

Reading through Money Magazine this month (I won a subscription from ChristianPF, a member of the M-Network), I was reminded that I was due for my free annual credit report. Requesting your report is easy. Simply go to www.annualcreditreport.com: From this site you can request annually a free credit report from each of the three [...]

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Did Michelle Singletary Go Too Easy On Mr. Richie Rich?

November 12, 2007

Michelle Singletary writes a weekly column for the Washington Post called The Color of Money. I’ve always enjoyed her writing because I find it to be so practical. Yesterday she wrote an article called, Too Rich To Be Poor-Mouthing, which discussed her readers’ reactions to a couple struggling to save a little extra on a [...]

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Find Out If You’re On Track To Retire Early

November 10, 2007

Money Magazine this month published a chart that quickly tells you if you’re on track to retire at age 60. If you hope to retire at age 60, your savings should equal this number times your salary: The chart assumes a 35-year retirement at age 60 with 80% of pre-retirement income. It also assumes social [...]

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10 Online Budget Tools

November 9, 2007

There are a lot of free online budget tools available to help you manage your money. As you know from previous posts, spending less than you make is the most important habit to develop if you’re seeking some degree of financial freedom. Along with good advice from readers and other bloggers, I’ve assembled a growing [...]

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A Simple Approach to Budgeting

November 8, 2007

I hate budgeting. I’ve tried using envelopes, Mvelopes, Quicken, and fancy spreadsheets and the results are always the same. I start off strong, but within a few weeks I lose interest in the time-consuming chore that budgeting can be. The problem is that I still need to manage my money. I confronted this problem about [...]

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55 Painless Money Saving Tips

November 6, 2007

Updated: At the bottom of the post, check out the additional money-saving tips sent in by readers and bloggers. And don’t risk missing a tip that could save you money, get your free subscription to The Dough Roller by clicking here. Last week I wrote about ways to develop the habit of spending less than [...]

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How to Develop the Habit of Spending Less Than You Make

November 2, 2007

If I could write just one thing about achieving financial freedom, it would be this–spend less than you make. Like all habits that lead to financial freedom, spending less than you make is simple to understand, but hard to follow. For some reason, we always want more. At times in my life I’ve made very [...]

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