The SEC proposes rules to simplify a mutual fund’s prospectus

A prospectus is the primary selling document for a mutual fund. Federal securities laws and regulations require mutual funds to distribute a prospectus to all current and prospective investors. A fund must update its prospectus at least once a year, and the content of a prospectus is dictated by federal law. If you’ve ever read […]


20 Model Asset Allocations With Specific Mutual Fund Suggestions

For mutual fund investors, two factors that play a significant role in the total return of the investments are expenses and asset allocation. I’ve written on both topics, which you can check out in How to Find The Hidden Cost of Mutual Funds and in The Beginner’s Guide to Asset Allocation. Today I want to […]


A YouTube Video on How to Make Money in Second Life

My previous post described how some residents of Second Life are making real world money. I also wanted to pass along a YouTube video that describes some ways to make extra income in the virtual world. One thing it describes is First Land, which allows new residents to buy a plot of virtual land for […]


How to Earn a Second Income in Your ‘Second Life’

If the title to this article mystifies you, please allow me to be the first to welcome you to middle age. As of two months ago, this middle-ager had never heard of Second Life, or SL as it’s called. In fact, it’s hard enough for me to keep my first life on track, never mind […]


How To Be Thankful When Life Is Tough

Have you experienced times when being thankful was really hard? I have. I’ve gone through difficult times when it’s hard to think about anybody but myself. One thing that helps me, though, is recognizing that I’m not alone and that others have gone through similar difficulties. In fact, many have gone through far worse than […]


100+ Free Resume Templates & Samples To Help You Land Your Next Job

There is nothing more frustrating than staring at a blank screen as you try to write your resume or CV. Fortunately, you don’t have to start from scratch. Microsoft offers more than 100 Excel resume templates you can download for free. You can find all of the templates, organized into three categories,