Achieving Financial Freedom Is Simple, But Not Easy

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Did you ever notice that personal finance gurus reduce attaining financial freedom to some number of steps? Dave Ramsey has 7 Baby Steps. Suze Orman has 9 Steps to Financial Freedom. I searched for the phrase “steps to financial freedom” and Google returned 2,050,000 hits (in .29 seconds, no less). That’s a lot of steps, […]

Published or Updated: February 14, 2013

Would You Work for Dr. Gregory House?

There are two kinds of people in the world, those that would die for a chance to work for Dr. House (if medicine were their thing) and those that would die before working for Dr. House. Before I explain where I’m going with this, here is short clip for those who are unfamiliar with Dr. […]

Published or Updated: April 21, 2014

The Doomsday Fund: How Planning for the Worst Prepares You for the Best

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We’ve all heard the advice before–save three to six months worth of expenses in an emergency fund. The money should be held in a safe, risk-free account such as a money market, certificate of deposit or a good old fashion savings account. In the event you lose your job or incur some unexpected expense, you’ll […]

Published or Updated: April 21, 2014

WARNING: Some 0% Credit Cards Will Cost You A Fortune

Some time back I wrote about the AT&T Universal Card “0% balance transfer offer” that really costs 6%. Well I received another offer from AT&T Universal Card with the same hidden “gotcha”. Here’s the problem. Like many 0% credit card offers, the AT&T card has a balance transfer fee of 3%. Unlike most offers, however, […]

Published or Updated: April 21, 2014

The 123rd Carnival of Personal Finance (The Boo! edition)

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Welcome to the 123rd Carnival of Personal Finance (The Boo! edition). October is a scary month. Not only is it home to All Hallows’ Eve, it is also home to some of the scariest stock market crashes in our history. For this edition of the CoPF, I’ll trace the history of some of the largest […]

Published or Updated: April 21, 2014

The Republican Presidential Candidates’ Health Care Reform Plans–Where’s the Beef?

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Health care for an aging U.S. population is and will be a major monetary issue for all of us. The democratic candidates each have put forth plans for Universal Health Care. These plans will cost us an amount equal to the GNP of many small countries. Voters need to see alternatives to these costly plans, […]

Published or Updated: February 13, 2013

When is OK Good Enough?

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I had a disturbing conversation with a friend yesterday. We were talking about careers, family and even blogging. And he pointed out, as he’s done many times in the past, that I’m perpetually restless. I’m always looking for some new challenge to occupy my time. Whether it’s blogging or 1,000 other things (e.g., training for […]

Published or Updated: May 23, 2011

200 Toddlers Rally Against Hillary Clinton’s Universal Pre-K Plan

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Miami Beach, Florida (9/28/07)–Today Hillary Clinton unveiled her plan for Universal Pre-K. A $5 to $10 billion a year proposal to provide four year olds a “high-quality pre-kindergarten program,” Clinton said it was aimed at giving them a “chance to succeed and to fulfill his or her God-given potential.” What began as an uneventful speech […]

Published or Updated: June 6, 2013

4 Reasons to Buy Berkshire Instead of a Mutual Fund, And Buffett Ain’t One Of Them!

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Last week I wrote about not blowing all the money you save from frugal living. In that post I introduced “Buying the B Share,” my goal of buying a B share of Berkshire Hathaway using nothing but money I earn or save through frugal living. The B share trades at about $4,000 per share, so […]

Published or Updated: April 3, 2014