Forum to Discuss Metro Dream Homes

A reader posted a comment to my article on How to Know Instantly You’re Being Conned. The comment linked to a discussion thread about Metro Dream Homes, an entity in the Washington, D.C. metropolitan area that claims to be able to pay off your mortgage on a new home with a minimal investment. Here is […]

Published or Updated: April 21, 2014

Are Correlation Coefficents Converging Among Previously Disparate Asset Classes (i.e., is diversification dead?)

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A reader (Al) recently asked whether the correlation among various asset classes had risen in the last few years: My frustration is that the Ferri data is for the period through 2001. My layman’s guess is that the impact of globalization really hit after 2001. If true, then the correlations are probably much higher since […]

Published or Updated: April 3, 2014

WARNING: Converting an Index Fund to an ETF May Increase Your Wealth

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For the young investor, ETF’s can be a real tease. They tempt you with their low costs and tax efficiency, only to whack you with commissions when you go to buy them. For those making small, monthly investments, the commission costs alone put ETFs out of reach. It turns out, though, that ETFs can be […]

Published or Updated: February 14, 2013

The Daily Dough (What’s Up With Michigan’s Football Team edition)

NOTE: As a Buckeye fan, I root for two teams–Ohio State and whoever plays Michigan. That said, the last two weekends have been ugly. Michigan, we need you to start winning so that you’re ranked when we beat you at the end of the year! Now, on with today’s money management links: A Visual Guide […]

Published or Updated: April 21, 2014

Helping a Marine Write His Will

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Six years ago today the world changed forever. I vividly remember where I was when I first heard the news. Living close to the pentagon and having friends and family who work there, the day took on a special significance for me. One thing that 9-11 created was heroes. Firefighters, police, military, politicians, and just […]

Published or Updated: May 23, 2011

Nifty Tricks with the Rule of 72, 71, 70, 69.3, 114, 144 and My Favorites, 1.5 and 1,080,000

If you read my article, Can You Solve this Math Problem, than you know I enjoy math. Numbers have always been my friend, and I have a few to share with you today. So let’s get to it. Rule of 72 Many of you have heard of the Rule of 72, but let’s review just […]

Published or Updated: April 12, 2014

Why You Want Your Investments to Dance Like Elaine Benes, not Ginger Rogers and Fred Astaire

A reader (we’ll call him Al since that’s his name) wrote a great comment in response to my article, Asset Allocation for Near and Active Retires, which is part of a longer series on Asset Allocation. Here is Al’s comment: Hi – I don’t know when Ferri wrote his book but my guess is that […]

Published or Updated: March 11, 2014

Can You Solve This Math Problem?

I love stories about people who didn’t give up. Miles Levin is such a story. Stories of perseverance help to motivate us in all aspects of our life, including our financial lives. But how do we teach perseverance to our kids? That was my challenge this weekend when my son was trying to solve a […]

Published or Updated: April 25, 2014

How to Fight With Your Spouse About Money

It’s been said that money is the #1 cause of divorce. Or to say it another way–Marriage is about love, divorce is about money. To that we may add that money is the #1 cause of turmoil in a marriage. Strife over money can last years in a marriage if not properly addressed, and short […]

Published or Updated: April 25, 2014